Top page border.

Archive for the ‘Related Blogs’ Category

“The Dog’s Breakfast” Teaches Us All A Lesson About Life Insurance

Thursday, June 28th, 2007

We here at YouDeparted have talked before about how important it is for a family, no matter what kind of family it may be, to be knowledgeable about the life insurance each partner has, and who the beneficiaries are.  We have stressed the importance of having a reputable lawyer to guide you through the processes of naming beneficiaries and making sure your requests are upheld.  We have reminded you that it is very necessary that such paperwork is stored in a safe place.

Unfortunately, there are always those who want what you have given to someone else, and if you are not careful, your last requests might change in the hands of someone you least expect to betray your trust.

Please read what Panthergirl has to say about her late husband’s insurance, and how he thought he was leaving it all to his son, but ended up leaving it all to. . . .

Well, I think perhaps you’d best read it for yourself.  Then, check your own paperwork VERY carefully indeed. Then check it again.  And make sure it’s all stored in a safe, safe place.

Eternal Reefs, Inc.: For The Deceased Who Refuses To Be Buried Like Everyone Else

Tuesday, June 26th, 2007

Eternal Reefs, Inc. promotes memorial reefs as a way to replace natural reefs that have been destroyed or damaged.  These artificial reefs are located along the Atlantic Ocean and Gulf of Mexico, and are created from a mixture of cremated remains and marine-grade concrete.  Cost? Anywhere from $2500 to $6,500.  That’s a lot less expensive than the average burial.  This mixture is formed into cones laced with holes, and becomes a new marine habitat.

Here is what Eternal Reefs, Inc. itself has to say about this service:

“Eternal Reefs began simply. In the late 1980’s a pair of college roommates from the University of Georgia often went diving off the Keys in Florida on breaks. Over the years of diving they saw significant deterioration and degradation of the reefs they were visiting. Don Brawley, founder of Eternal Reefs realized the reefs needed help. A decision was made to do something about the reefs’ declining health.

Once the friends were out of school they began to talk about what contributions they could make that would help protect and restore these fragile eco-systems. Creating a material and system that would replicate the natural marine environment that supports coral and microorganism development was what they decided to do. And thus the concept of the Reef Ball was formed - to directly rehabilitate and rebuild the dying reefs and to add new habitat to the marine environment.

They faced two primary design challenges. Stability would be crucial. The design needed to be capable of absorbing and dissipating energy in the marine environment without moving. It would need to withstand not just the normal tidal and current flows, but also major storms and the dynamic energy impacts that accompany them.

The material would also need to be friendly to the marine environment. It would have to be made of natural materials that would attract and encourage microorganisms to settle and propagate on the reefs.

Patented mold systems were developed to create reefs that closely mimic natural reef formations. Special design features were included to make it easy for sea life to attach and grow on these designed reef structures. An environmentally friendly concrete formula was developed that would be attractive to the microorganisms to make the new reefs, and reef balls were born.

In 1990, the Reef Ball Development Group and the Reef Ball Foundation completed the first Reef Ball project near Ft. Lauderdale, Florida. Since that time, there have been over 3,500 projects worldwide with more than 400,000 Reef Balls placed on the ocean floor. With years of documented history of stability and habitat development, Reef Balls have become the world standard for fisheries programs, coral restoration and habitat development projects.

In 1998, Carleton Glen Palmer, Don Brawley’s father-in-law, talked about having his cremated remains put in a reef. As Carleton put it, “I can think of nothing better than having all that action going on around me all the time after I am gone - just make sure that the location has lots of red snapper and grouper.” Shortly after Carleton made this request, he passed away.

“Until the funeral director put his remains in my hands, I had forgotten about this casual conversation we had over dinner,” says Don Brawley. Don quickly set to work mixing the remains into the reef ball concrete to add to a placement they had planned in Sarasota, Florida. On May 1, 1998 a reef of ten Nautilus & twenty Aquarius Memorial reefs were cast. The reefs were soon placed to create a beautiful natural memorial setting. Carleton got his wish, and his reef is now teaming with sea life. Eternal Reefs was born.

People soon started hearing about Eternal Reefs and it has been growing naturally ever since. Now, working closely with a host of federal, state and local regulatory agencies, Eternal Reefs has grown to a choice made by many when selecting their final resting place.

The reasons for choosing an Eternal Reef as a final memorial are as varied as the individuals and families making the choice. Rather than passing an urn down to future generations, or taking space in a cemetery, this memorial is a true living legacy.

Military veterans, environmentalists, fishermen, sailors, divers, and people who have been active all their lives or whose lives has been cut short, are all comforted by the thought of being surrounded by all that life and action going on around them.

It’s really more like - look at what they’re doing now.”

Go on over and visit the Eternal Reefs website.  The information is fascinating, the pictures are breathtaking, and the service is one-of-a-kind!